Dilemma: Whole Life or Term Life Insurance?

Dilemma: Whole Life or Term Life Insurance?

I'm trying to get insurance for my mom through Colonial Penn. I'm so lost right now. If something happens to her I want all of burial cost to be covered. She's 48 with minor health problems. I got a quote for Whole Life $60.48, Term Life $18.45. Big difference. I've been reading that Whole Life insurance ia a rip-off but I'm still confused. Can you guys please help me. Thanks a bunch! :)

 

BEST ANSWER: Try this site where you can compare quotes:COVERAGEDEALS.NET

 

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tell me your sex, age, location and cost per month. i live in baltimore, md

 

 

Car insurance 17 year old?

I just passed my test afew days ago and have been looking at insurance. Most insurers won't give me a quote and if they do it's 19k. But i was looking into classic car insurance for a mini and got a quote from adrianflux for 3500 but i was i told i was to young for classic car insurance. I tryed a 1000cc yaris and they would not even quote me. I checked my details twice and there all right. I asked over the phone why there is such a change im price when they have the same size engine and he just said there cheaper to repair n that . and just so it's clear the minii quote was not classic car insurance. So any one know the logic behind this? + any other suggestions about insurance will help.

 

 

Car Insurance in Florida?

Hi! Does anyone know how expensive car insurance in Florida is? Specifically, Progressive insurance? Does anyone that has Progressive know if it is more expensive in Florida versus another state, like Wisconsin?

 

 

Car Insurance companies?

I have car insurance on my 2010 ford focus. When i signed up with them they never asked me about my title. it does have a salvage title but they never asked me if it had one or not. I have been insured with them for approximately almost 2 years with A+ plus driving history. I had some small damage that has been done to my car by a citizen of whom I have no idea but that scratch the sides of my vehicle with I guess the key or some type of odd objects. I put a claim in to have my car to be looked at and to have them to pay me the value of what my vehicle was worth. I've been paying full coverage since the day I started with them. when I put the claim in is when they discovered that it had a salvage title. Theey did send me a check for the amount of damages. this is an out of state check so its not able to be cash immediately. I have two questions I would like to ask. 1. are they able to put a stop on this check. 2. the retention department has been calling me what is the retention

 

 

What happens if your insurance lapses in florida?

And your license ends up getting suspended for non-payment/failure to have insurance? What is the process to getting it back? How much does it all cost? Will my insurance go up?

 

 

How important is insurance to you?

Insurance companies sell them in many different forms. Life , Critical illness, Pet etc... We never used to have so much insurance in good old days but nowawadays we seem to have an insurance product to cover almost everything.Although the need for insurance is very much there do you think we are being tricked by the companies..? What are your thoughts / experiences? (well lets not talk about car insurance as its a must to have)

 

 

Do insurance companies look into your driving record?

When getting an auto insurance quote they ask if you have any major violations. Do they only know if u tell them, or will they eventually find out of u lie?

 

 

Getting car Insurance with a provisional license in Ireland?

I'm 17 years old and I just passed my theory test today (Woohooo!) I live in IRELAND and I'm wondering what would be the cheapest way for insurance? Insurance would be much too high to go on my own. My mom doesnt have a license or even a provisional license, she doesn't intend to drive either for personal reasons. There's nothing that can be done there is there? I could go on my brothers insurance,he has a full license for around 8 years. He lives a county away though so how would that work? What are the rules about me going under his insurance? I would appreciate any help as I'm new to this and I need help. Thanks!

 

 

How Much Would A 2001 Trans Am Cost On A 18 Yr Old Males Insurance?

How Much Would A 2001 Trans Am Cost On A 18 Yr Old Males Insurance?

 

 

California bond problems ?

Anyone have a good link that explains this credit crunch with California. Why is California having a hard time funding its bonds. I need a thuro explanation and not the economy is weak, so investors aren't investing capital. If you dont have a link and can explain it yourself that would be fine also.

 

 

California Insurance company that will insure a shake roof?

Does anyone know of an insurance company that will insure a home with a shake roof. We put an offer in on a house in Big Bear CA and now we are 3 weeks out of closing escrow and need to find an insurance company that will insure it for the close of escrow??? PLEEEEEASSSSSE HELP!!!!!!!!!!!!!

 

 

What do I look for in a company to insure my quarter horse for loss of use, mortality and surgery?

If one had an expensive barrel horses what would they look for in a company to insure them. ONly looking for protection on loss of use, death, theft and major surgery. Who are some of the better companies?

 

 

Car insurance: Proof of no claims?

I just got a letter through today from my car insurance provider asking me they want proof of my no claims. I renewed earlier in the month however i didn't change providers so seems a bit pointless them wanting proof when they hold the no claims information themselves. I didn't renew in the straight forward way as i planned to sell my car but ended up changing my mind but wanted to make some changes to my policy so just created a new policy using my online account i have with the insurance company, it turned out to be cheaper doing it that way but obviously because of the changes i made, could this be why i have received this letter? Should i just notify them of the situation in a letter and attach my original renewal letter which has the no claims information on it? Or will i need to get a so called proof of no claims certificate to get this sorted?

 

 

Can I keep the check from the insurance, and don't repair my car?

My car was hit by another car, and the other driver's insurance is willing to cover my repair cost. So I went to a body shop and got the estimate which is over 1k. That looks like a lot of money. I was wondering, if the insurance company agrees to give me a check, can I just keep the money and don't repair my car? Would the insurance company know? And since I left my contact info to the body shop, is the body shop going to chase me down? Thanks~!

 

 

How can i get lower car insurance for my newly passed girl friend ( UK )?

my girlfriend has just her driving test 2 weeks ago im getting her a car tomorrow, ive been checking through loads of insurance sites trying to find her the cheapest possible is there any tips and tricks what to enter on these sites they ask so many strange question, or should i insure the car than just add her as a named driver? or do you know off any cheap sites.

 

 

Would i be to pay for car insurance?

oki so i am on a low wage 447 a month i can get a cheap car i.e ford focus etc etc and wanted to know would about 220 a month cover a monthly cost of car insurance once i have done my test and what not i am also 21 and i could potentially get a black box but would rather avoid one due to the area i live in (other drivers acting like **** and braking hard)

 

 

How much is car insurance for a 16 year old boy in Iowa?

I am turning 16 soon, and I am planing to get a car. Before I do I want to know how much insurance is... Boy, 16, Unmarried.

 

 

Paying for Insurance question?

Okay, is it possible for me to pay for insurance for only a few days rather than a month at a time? If so, how?

 

 

Car accident with no insurance?

I'm 19, and the car I was driving was constantly breaking down. When it was completely broken for two months, I stopped paying my insurance and instead saved back money to get the car fixed. My insurance canceled during that time. When I got it fixed on Friday, I was planning on renewing my insurance Tuesday, a day I had off work. Unfortunately, Saturday morning I got into a car accident. I was turning out of my apartment entrance to get to a middle lane where I could then get onto another road, and somehow didn't see a car close enough to hit me. He t boned me in the drivers side. Somehow neither of us got hurt. My car is pretty much done and his car, while not as bad as mine, did get some split open damage. The ticket says the damage is worth 3,000. Since I had no insurance at the time, how will this get payed??? I have a court date on the 9th to discuss the fact of my no insurance...I'll have coverage by then of course, but I'd like to know what I should expect...

 

 

Can auto insurance keep policy after being told to drop?

Switched insurance companies. the original insurance company WOULD NOT CANCEL the policy. Is this illegal?

 

 

When should you not carry full coverage auto insurance?

When should you not carry full coverage auto insurance?

 

Dilemma: Whole Life or Term Life Insurance?

I'm trying to get insurance for my mom through Colonial Penn. I'm so lost right now. If something happens to her I want all of burial cost to be covered. She's 48 with minor health problems. I got a quote for Whole Life $60.48, Term Life $18.45. Big difference. I've been reading that Whole Life insurance ia a rip-off but I'm still confused. Can you guys please help me. Thanks a bunch! :)

https://www.linkedin.com/pulse/car-insurance-rural-carriers-usps-jacob-oneill/